Microlending is a financial practice, right on the cutting edge, that is redefining loans everywhere from the physical world to the virtual one. A microlending  center collects funds from a community, whether large or small, that is granted in small amounts to a borrower. This entrepreneur then has the freedom to improve their business, while also contributing to their local community.

What this means for investors is first-phase access to innovative and stable businesses. It means a diversified portfolio with relatively little risk, since the investment is spread-out across multiple businesses. And finally it means the chance to be there right when a new company takes off, with your majority ownership in hand.